About This Referral Deal

SoFi Checking and Savings is a comprehensive digital banking solution that combines the convenience of online banking with premium benefits and competitive rates. With no account fees, high-yield savings rates, and integrated financial tools, SoFi provides a modern banking experience designed for your financial success.

Through this referral code, new customers can get $25 when they fund their account with $50 or more, plus earn up to $300 additional bonus with direct deposit setup, making it an excellent way to start your digital banking journey with substantial referral rewards.

Your Benefits

🎁 $25 Welcome Bonus

$25 instant bonus - Get $25 when you open and fund your account with $50+ within 14 days
Quick funding requirement - Only need $50 minimum deposit to qualify
Fast processing - Bonus typically credited within a few business days
New customer exclusive - Available only for new SoFi customers

💰 Up to $300 Direct Deposit Bonus

Tiered bonus structure - Earn $50-$300 based on direct deposit amount
$1,000+ qualifying deposit - Receive at least $1,000 in direct deposits within 25 days
Bonus varies by amount - Higher direct deposit amounts earn larger bonuses
Payroll and benefits qualify - Most forms of direct deposit are eligible

🏦 Premium Banking Features

No account fees - Zero monthly maintenance fees, overdraft fees, or minimum balance requirements
High-yield savings - Competitive interest rates on your savings balance
Free ATM access - Access to 55,000+ fee-free ATMs nationwide
Mobile check deposit - Deposit checks instantly using your smartphone
Early direct deposit - Get paid up to 2 days early with direct deposit

Get Started

Click the referral link - Use the provided invite link to access SoFi account opening
Open your account - Complete the online application with your personal information
Fund with $50+ - Deposit at least $50 within 14 days to earn $25 bonus
Set up direct deposit - Arrange direct deposit of $1,000+ within 25 days for additional bonus
Start banking - Enjoy premium digital banking with no fees and great rates

SoFi Advantages

Comprehensive Financial Platform

All-in-one banking - Checking, savings, and investment accounts in one platform
Financial planning tools - Budgeting, spending insights, and financial goal tracking
Credit monitoring - Free credit score monitoring and financial education
Investment integration - Seamlessly connect banking with investment accounts
Personal loan options - Access to personal loans, student loan refinancing, and more

Technology & Security

Mobile-first design - Intuitive mobile app with full banking functionality
Bank-level security - FDIC insured up to $250,000 per depositor
Real-time notifications - Instant alerts for account activity and transactions
Biometric login - Secure access with fingerprint and face recognition
24/7 customer support - Professional customer service available around the clock

No-Fee Banking

Zero monthly fees - No maintenance fees regardless of balance
No overdraft fees - Overdraft protection without traditional penalties
Free external transfers - Transfer money to and from other banks at no cost
No minimum balance - No minimum balance requirements to maintain accounts
Free debit card - Premium debit card with no annual fees

Competitive Rates & Rewards

High-yield savings - Industry-competitive interest rates on savings
Round-up investing - Automatically invest spare change from purchases
Cash back options - Earn rewards on qualifying transactions
Member benefits - Exclusive perks and offers for SoFi members

Product Features

Checking Account Benefits

Unlimited transactions - No limits on checks, transfers, or debit card usage
Mobile payment support - Apple Pay, Google Pay, and Samsung Pay compatible
Paper check options - Free checks available upon request
Account alerts - Customizable notifications for account activity
Spending categories - Automatic transaction categorization for budgeting

Savings Account Features

Competitive APY - High annual percentage yield on savings balances
No minimum deposit - Start saving with any amount
Goal-based savings - Set and track multiple savings goals
Automatic transfers - Schedule recurring transfers to build savings
Interest compounding - Daily compounding for maximum growth

Digital Banking Tools

SoFi app - Comprehensive mobile banking with full account management
Web platform - Full-featured online banking portal
Financial dashboard - Unified view of all your SoFi accounts and products
Spending insights - Detailed analysis of spending patterns and trends
Bill pay - Schedule and manage bill payments online

Notes

Important Terms

$25 welcome bonus - Requires funding account with $50+ within 14 days of opening
Direct deposit bonus - $50-$300 based on direct deposit amount within 25 days
New customers only - Bonuses available only for new SoFi customers
Funds must settle - Direct deposits must settle within 21 days to qualify
Minimum deposit requirements - At least $1,000 in qualifying direct deposits

Eligibility Requirements

Age requirement - Must be 18 years or older to open account
US residency - Available to US residents only
Identity verification - Valid government-issued ID required
No existing accounts - Must be new to SoFi banking products
Credit check - Soft credit check performed during account opening

Account Features

FDIC insured - Deposits insured up to $250,000 per depositor
Member FDIC - SoFi Bank, N.A. is a Member FDIC institution
Routing number - Dedicated routing number for direct deposits and transfers
Account statements - Electronic statements available monthly
Customer support - Phone support and in-app chat assistance

Additional Services

SoFi ecosystem - Access to investing, loans, insurance, and credit cards
Financial education - Free financial literacy resources and tools
Career coaching - Access to career services and job placement assistance
Member events - Exclusive networking and educational events
Money management - Comprehensive financial planning and advice services

By opening SoFi Checking and Savings through this referral link, you'll receive $25 immediately plus up to $300 more with direct deposit, while gaining access to one of the most comprehensive digital banking platforms available with no fees and premium benefits.

SoFi Checking and Savings Referral Code & Link