🎯 What You'll Get

Your benefit: First 2 transfers completely free What you need to do: Sign up through a referral link Transfer speed: Most transfers take 2-3 minutes Coverage: Send to 160+ countries worldwide

💳 Service Basics

Transfer fees: Free for first 2 transfers, then competitive rates
Exchange rates: Great rates with transparent pricing
Speed: Most transfers complete in 2-3 minutes
Weekend transfers: Available (unlike many competitors)
Minimum transfer: Varies by destination

🌍 How TransferGo Works

Quick and Simple Process

TransferGo focuses on speed and simplicity. You can send money to bank accounts, cards, or cash pickup locations in over 160 countries. The process is straightforward - pick your destination, enter the amount, choose how the recipient gets the money, and pay.

What sets them apart is the speed. Most transfers complete in just 2-3 minutes, which is significantly faster than traditional banks or even some other money transfer services. You can even send money on weekends, which is pretty convenient.

💰 Key Benefits

For New Users

The main attraction is getting your first two transfers completely free. There's no minimum amount requirement mentioned, so even smaller transfers can take advantage of this offer. After those first two free transfers, their regular fees are still competitive.

The speed is genuinely impressive - 2-3 minutes for most destinations is hard to beat. This makes it great for urgent transfers or when you don't want to wait days for money to arrive.

Service Features

TransferGo is regulated by both UK and EU authorities, which provides some regulatory oversight. They're authorized by the Financial Conduct Authority (FCA) as an electronic money institution, so there's proper licensing behind the service.

Their mobile app gets good reviews and makes the whole process pretty straightforward. Customer support is available in 9 languages, which is helpful for international transfers where language barriers can be an issue.

🏦 Transfer Options

How Recipients Get Money

You can send money to bank accounts, which is usually the most common option. They also support sending directly to debit cards in many countries, which can be even faster than bank deposits. For places where banking infrastructure isn't as developed, cash pickup is available at various locations.

The specific options depend on the destination country, but they cover most of the popular methods people actually use.

Payment Methods

You can pay using your bank account, debit card, or credit card. Bank accounts typically offer the best exchange rates, while cards are more convenient but might have slightly higher fees after your free transfers are used up.

📋 Who Can Use It

TransferGo operates from the UK and EU, so you can send money from these regions to over 160 destination countries. The exact list of sending countries isn't specified in their marketing, but it's primarily focused on European customers sending money globally.

You need to be 18 or older and will need to verify your identity for larger transfers, which is standard for financial services.

🔗 Getting Started

The signup process is pretty simple. Use a referral link to make sure you get the first 2 free transfers, then download their app or use the website to create your account. You'll need to provide basic information and verify your identity.

For your first transfer, you can send any amount (subject to their minimums) and it'll be completely free. Same goes for the second transfer. After that, you'll pay their regular fees, which are still competitive in the market.

💡 Tips for Best Value

Perfect For

This service works well for people who need to send money quickly, especially for urgent situations. The 2-3 minute transfer time is genuinely useful when speed matters. It's also good for people who send money regularly but want to test out the service with a couple of free transfers first.

Students, workers sending money home, or anyone dealing with time-sensitive payments will appreciate the speed.

Making the Most of It

Since you get two free transfers, it makes sense to use them strategically. If you regularly send money abroad, you could use the free transfers for your larger amounts to maximize the savings.

The weekend availability is a nice bonus that many other services don't offer, so keep that in mind if you need to send money outside normal business hours.

🌍 Popular Destinations

TransferGo covers 160+ countries, which includes most places people commonly send money. The exact coverage and options vary by destination, but they generally focus on routes that are popular with their European customer base.

The 2-3 minute speed applies to many destinations, though some might take longer depending on the local banking infrastructure and regulations.

⚠️ Important Considerations

Keep in mind that the "first 2 transfers free" offer is specifically for new users who sign up through referral links. Regular signups might not get this benefit, so make sure you're using a referral link.

After your free transfers, you'll pay their standard fees. These are competitive, but it's worth comparing with other services for your specific transfer route to make sure you're getting the best deal.

Exchange rates can fluctuate, and while they advertise great rates, it's always good to check the actual rate you're getting before confirming a transfer.

🚀 Why People Choose TransferGo

The main draw is obviously the speed - 2-3 minutes is genuinely fast for international transfers. Combined with the first 2 free transfers for new users, it's a good way to try out the service without any risk.

Being regulated by UK and EU authorities provides some confidence in the service's legitimacy. The multi-language customer support is helpful for international customers, and the mobile app makes the whole process convenient.

With over 8 million customers and good Trustpilot reviews (4.6 rating), they've built up a decent reputation in the money transfer space. The weekend availability is also a practical advantage that many competitors don't offer.

TransferGo Referral Code & Link