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Hilton Honors American Express Aspire Card logo - 175,000 Hilton Honors bonus points + $550 annual fee referral program

Hilton Honors American Express Aspire Card Referral Code & Link

Finance
AMEX
Aspire
Credit Card

175,000 Hilton Honors bonus points + $550 annual fee

Get Rewards Now

🎯 What You'll Get

Your bonus: 175,000 Hilton Honors points What you need to do: Spend $6,000 in the first 6 months What your friend gets: 20,000 Hilton Honors points (once you're approved) Offer expires: January 14, 2026

💳 Card Basics

  • Annual fee: $550 (yeah, it's pricey but worth it if you travel)
  • Interest rate: 19.99% - 28.99% variable APR
  • Foreign transaction fees: None (great for international travel!)
  • Additional cards: You can add family members (13+ years old)

⭐ How You Earn Points

The Big Earners

  1. Hilton hotels: 14x points
    • Book directly with any Hilton property
  2. Travel purchases: 7x points
    • Flights booked directly with airlines or AmexTravel.com
    • Car rentals from select companies
  3. Dining: 7x points
    • All US restaurants, including takeout and delivery
  4. Everything else: 3x points
    • All other eligible purchases

🏨 The Sweet Benefits

Hotel Perks

  • 🔸 Hilton Diamond Status (this alone is huge!)
    • Free room upgrades when available
    • Premium Wi-Fi
    • Executive lounge access at select hotels
    • 100% bonus on points earned during stays
  • 🔸 $400 Hilton Resort Credit
    • Up to $200 back every 6 months
    • Use it at participating Hilton resorts
  • 🔸 Free Night Awards
    • Get one weekend night right when you sign up
    • Another one every year when you renew
    • Spend $30k in a year? Get another free night
    • Hit $60k? That's one more free night (up to 4 total!)

Travel Benefits

  • ✈️ $200 Flight Credit
    • Up to $50 back each quarter
    • Works on flights booked directly with airlines or AmexTravel.com
  • 🛂 $209 CLEAR Plus Credit
    • They'll cover your CLEAR membership
    • Skip the long security lines at 50+ airports
  • 🏨 $100 Luxury Hotel Credit
    • Use at Waldorf Astoria and Conrad hotels
    • Must book at least 2 nights through their special link
  • 🚗 National Car Rental Elite Status
    • Emerald Club Executive status
    • Access to the executive area in US and Canada

Insurance & Protection

  • 🛡️ Rental car coverage
  • 🧳 Baggage insurance
    • Up to $3,000 if your bags get lost or damaged
  • ✈️ Trip delay insurance
    • Delayed more than 6 hours? Get up to $500 back
  • 🚫 Trip cancellation insurance
    • Up to $10,000 per trip if you have to cancel
  • 📱 Cell phone protection
    • Up to $800 per claim, 2 claims per year

📋 Who Can Apply?

  1. Credit score: You'll want good to excellent credit (700+)
  2. Income: They typically like to see $50,000+ annually
  3. Where you live: US residents only
  4. Age: Must be 18 or older

🔗 How to Get It

  1. Click the referral link
    • Use the link above to apply
    • Fill out the application completely
  2. Hit the spending requirement
    • Spend $6,000 in your first 6 months
  3. Collect your points
    • You get 175,000 points
    • Your friend gets 20,000 points

💡 Pro Tips

Perfect For

  • People who stay at Hilton hotels regularly (business or leisure)
  • Heavy hotel spenders who want elite status
  • Travelers who can use all those annual credits
  • Anyone who values hotel perks and upgrades

How to Max Out the Value

  1. Use that 14x multiplier
    • Always book Hilton when possible
  2. Plan your spending
    • Try to hit those $30k and $60k thresholds for free nights
  3. Don't waste the credits
    • Use your $400 resort credit throughout the year
    • Plan flights to use the $200 flight credit
  4. Keep referring friends
    • Stay in good standing to keep earning referral bonuses

⚠️ Things to Keep in Mind

  • That $550 annual fee is no joke - make sure you'll use the benefits
  • Points are mainly good for Hilton stays (not as flexible as some other programs)
  • Some benefits have restrictions and fine print
  • Referral offers and terms can change, so always check the latest details