Hilton Honors Card Referral Code & Link

🎯 What You'll Get

Your bonus: 100,000 Hilton Honors points What you need to do: Spend $2,000 in the first 6 months What your friend gets: 20,000 Hilton Honors points (once you're approved) Offer expires: January 14, 2026

💳 Card Basics

• Annual fee: $0 (completely free!)
• Interest rate: 19.99% - 28.99% variable APR
• Foreign transaction fees: None (great for travel)
• Additional cards: You can add family members

⭐ How You Earn Points

The Big Earners

1. Hilton hotels: 7x points
   • Book directly with any Hilton property
2. Dining: 5x points
   • All US restaurants, including takeout and delivery
3. Groceries: 5x points
   • US supermarkets (perfect for everyday spending!)
4. Gas stations: 5x points
   • US gas stations
5. Everything else: 3x points
   • All other eligible purchases

🏨 The Sweet Benefits

Hotel Perks

• 🔸 Hilton Silver Status (automatic with the card)
  • 20% bonus on points earned during stays
  • Late checkout when available
  • Digital check-in
• 🔸 Gold Status Upgrade
  • Spend $20,000 in a year and get Gold status through the next year
  • Gold gets you room upgrades and 80% bonus points

Travel Benefits

• ✈️ No Foreign Transaction Fees
  • Perfect for international travel
• 🛡️ Standard Amex Travel Protections
  • Purchase protection
  • Extended warranty
  • Return protection

Insurance & Protection

• 🛡️ Purchase Protection
  • Coverage for damaged or stolen items
• 📄 Extended Warranty
  • Extends manufacturer warranties
• ↩️ Return Protection
  • Return items when merchants won't take them back

📋 Who Can Apply?

1. Credit score: Fair to good credit (typically 580+)
2. Income: Very flexible - this is a starter card
3. Where you live: US residents only
4. Age: Must be 18 or older

🔗 How to Get It

1. Click the referral link
   • Use the link above to apply
   • Fill out the application completely
2. Hit the spending requirement
   • Spend $2,000 in your first 6 months (super easy!)
3. Collect your points
   • You get 100,000 points
   • Your friend gets 20,000 points

💡 Pro Tips

Perfect For

• People new to credit cards or hotel loyalty programs
• Anyone who wants to try Hilton benefits without paying an annual fee
• Everyday spenders who shop for groceries and gas regularly
• Students or those building credit history

How to Max Out the Value

1. Use those 5x categories daily
   • Do your grocery shopping and gas fill-ups with this card
   • Dine out regularly to maximize the 5x dining bonus
2. Work toward Gold status
   • Try to hit that $20,000 spending threshold for Gold status upgrade
3. Use it as your everyday card
   • The 3x on everything else is actually pretty good for a no-fee card
4. Consider upgrading later
   • Once you see how much you like Hilton, you might want to upgrade to Surpass or Aspire

Comparing All Three Hilton Cards

Basic Hilton Card (This One):

• $0 annual fee
• 100,000 point bonus
• Silver status (basic perks)
• Great for beginners

Surpass Card:

• $150 annual fee
• 155,000 point bonus
• Gold status + potential Diamond upgrade
• Better for regular travelers

Aspire Card:

• $550 annual fee
• 175,000 point bonus
• Diamond status + tons of credits
• Best for frequent Hilton guests

⚠️ Things to Keep in Mind

• No annual fee means you can keep this card forever without worry
• Silver status is the most basic tier - don't expect amazing perks
• The 100,000 point bonus is still pretty generous for a free card
• Points are mainly good for Hilton stays (same limitation as other Hilton cards)
• This is a great "starter" card that you can upgrade from later
• Referral offers and terms can change, so always check the latest details

🚀 Why This Card Rocks for Beginners

• No risk: Free forever, so no downside to getting it
• Good earning rates: 5x on common categories like dining, groceries, and gas
• Decent bonus: 100,000 points for just $2,000 spend is solid
• Credit building: Helps establish relationship with Amex
• Upgrade path: Easy to upgrade to Surpass or Aspire later when you're ready