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Sign Up Bonus: $900

Rakuten + SoFi + Kraken Combo logo - Up to $900 Welcome Bonus referral program

Rakuten + SoFi + Kraken Combo Referral Code & Link

Finance
Rakuten
SoFi
Kraken
Welcome Bonus

Up to $900 Welcome Bonus

Get Rewards Now

About This Referral Combo

This is a triple referral combo tutorial specifically designed for US students, US citizens, or non-US residents with ITIN. This process can be completed on both mobile and desktop devices, offering a low-barrier, high-reward combination through referral codes.

Who This Is For


Your Benefits

This referral program can earn you up to $900 total, including:


Rewards Received Update


Get Started

Step 1: Sign Up for Rakuten

Register for Rakuten using the referral link: https://www.rakuten.com/r/MRFECH?eeid=28187

Step 2: Sign Up for Kraken

Register for Kraken using the referral code: bf44j27h

Visit: https://dorefer.com/kraken for detailed instructions and to get started.

Kraken Rewards Structure:

Step 3: Open SoFi Account

Step 4: Complete Kraken Trading Requirements

After setting up your Kraken account, complete the trading requirements to earn up to $150:

Step 5: Direct Deposit (Critical Step)

This is the core step to earn SoFi and Rakuten rewards:

Recommended Strategy: One-time DD of $5000+

To simplify the process, we recommend making your first DD $5000+, which satisfies all conditions:

Key Timeline

Recommended DD Methods


Important Terms

Operation Tips


Long-term Account Value

SoFi Banking Benefits

Rakuten Long-term Benefits

Kraken Long-term Value


Verification & Trust

Official Program Verification:


FAQ

Q: I'm an F1 student without employment. Can I still do this? A: Yes! You can complete DD using third-party transfers from your existing bank accounts or other financial services.

Q: Do I need to activate the SoFi physical card? A: No, you can use online banking directly after opening the account. No need to activate the physical card.

Q: Is there any risk to my funds? A: SoFi is a legitimate FDIC-insured bank, so your funds are protected. Plus, there are no monthly fees, making it suitable for long-term holding.

Q: Do I have to use mobile for this process? A: No, both mobile and desktop work. Choose whichever device is more convenient for you.

Q: When will the referral rewards be credited? A: Usually within 2-8 weeks after meeting the requirements, with specific timing varying by reward type.

Q: Can ITIN users participate? A: Yes, both SoFi and Kraken accept ITIN for account opening, which is why this referral code process works for digital nomads.

Q: Do I need to use specific referral codes? A: Yes, you must use the provided referral links and codes (Kraken code: bf44j27h) to ensure proper tracking and reward eligibility.

Rakuten + SoFi + Kraken Combo Referral Code & Invite Link: Get $900 Bonus (2026) - doRefer